I keep hearing about good ideas that turn into a slog of
procedures and bureaucracy due to people being scared of what would happen if. Understanding
every decision must have certain responsibilities, but I keep hearing about who
would be liable if something went wrong.
What caught my ear was the test of self-driving cars. The
autos, though still experimental, are suppose to drive from point A to point B
using GPS and sensors to detect other traffic. They just sound wonderful to one
like me who don’t drive, but the discussion turned to what would happen if
there happened to be a wreck.
Who would be liable? Usually the owner of the auto who has
the state approved license and registration would be liable, but this would be
different. Since the auto was actually driving itself, would the automaker be
liable? It is an interesting question that I’m sure that lawyers everywhere
must love.
Would it be the person or the gun? Would it be an emotional
problem or the access to weapons? Would it be immediate anger or the routine
video violence?
We all fear a problem may happen that we might have to pay
for or be liable for. Insurance of many types pride themselves on assuring the
participant that they will cover any problems as long as the premiums are paid.
So how do we move forward with this constant worry? We
decide to accomplish a task, and then refrain to analysis every detail of the
decision to question “what if?”
Have you ever tried to cash in an insurance policy? An auto
wrinkle at the local Wal-Mart parking lot or the watched pot fire that wasn’t
watched is some of the usual problems. Some are no more than a lost of work
time and pay to attend a workshop of metal bending or an estimate for repairs
that the deducible did not cover. Don’t forget to read the fine print.
So do you ever think what would happen if a branch from my
tree fell over the fence on my neighbor’s deck? What would happen if a person
walking down the sidewalk in front of my house slipped and broke a bone? What
would happen if the neighbor’s house caught fire and then spread to my house?
What would happen if you promised another a lifetime of wonder but then it
stopped?
A liability can
mean something that is a hindrance or puts an individual or group at a
disadvantage, or something that someone is responsible for, or something that
increases the chance of something occurring.
Or then maybe it is…
Lability refers to something that is constantly undergoing change
or something that is likely to undergo change.
I’m libel to do this.
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